Section 609 Credit Dispute Letter Letter Package ...

Use These Credit Dispute Letters to Restore Your Credit Score Back to 740+


Get Instant Access ... Download and Use

Simple "Fill-in-the-Blank"



 "Credit Dispute Letter Package"©


IMPORTANT: The Only "VALID" Credit Dispute Letters Based on Federal Law,

Federal Consumer Disclosure Requirements & Multiple Federal

Appellant Court Judges Decisions Dealing With All of the above.


If You Follow the SIMPLE Step-by-Step Set of Instructions & Use the Credit Dispute Letters in this Package You Are GUARANTEED to Get the Following Negative Credit Items

REMOVED PERMANENTLY From Your Credit Report:








    Late Payments




    Repos, Tax Liens


    Accounts in Collections


     Short Sales


IMPORTANT: It Doesn't Matter whether your negative items are valid or not ... They'll ALL come off if you use the credit dispute letters in this package to dispute your credit report.  These Letters dispute the Credit Bureaus "Right to Report" an account or an item on an account NOT whether or not an account is yours or not.


With a 740+ FICO Score You Will Be Able to Lower ALL of Your Monthly Payments & Save Hundreds of Dollars a Month

for the rest of your life!



If you use the Section 609 credit dispute letters in this package to dispute your credit report and follow the simple Step-by-Step set of instructions included in the credit dispute package you will will be complying with the letter of the law that Appellant Courts have established forcing the credit bureaus to comply with this all important clause in the Fair Credit Reporting Act that they don’t want you to know about and/or understand what it means or how to take advantage of it. 


These credit dispute letters take advantage of this law and are guaranteed to force the credit bureaus to remove all of your negative credit items regardless of whether the negative credit items are valid or not.

 We GUARANTEE to refund 100% of the purchase price back to you if the Credit Bureaus ignore our credit report dispute letters and refuse to delete the unverified accounts you request them to delete which would be going against what Appellant Court Judges have ruled they must do when they receive a credit report dispute letter similar to the one we give you to use.  So You risk nothing ... The RISK is all ours


Do These Credit Report Dispute Letters Sound Too Good to Be True to You? 

Well they are NOT too good to be true!  Sure the Credit Bureaus, Bankers, and so-called credit repair experts will all tell you that ONLY “inaccurate” credit items can be removed from your credit report.   They'll tell you with a straight face that "accurate" negative credit items cannot be removed.

According to these phony experts it will take you between 7-10 years before "accurate" credit items can be removed and they'll even tell you that trying to remove accurate negative credit items is against the law.  Then they’ll tell you that anybody that tells you different is scamming you. 

Well the real truth is quite the opposite and you can find it on page 37 of the Fair Credit Reporting Act (FCRA). 

This 1971 Fair Credit Reporting Act states “ … that a consumer reporting agency is NOT required to remove accurate derogatory information from the file of a consumer, UNLESS the information is outdated or if it CANNOT BE VERIFIED”. 

Furthermore, there are a handful of Appellant Court cases that are based on the FCRA where the Appellant Courts defined the term “Verified” for us stating that a credit reporting agency is required to have a copy of the original signed credit application application document that was used to open the account verifying that the account they are reporting on belongs to you.  They can't just parrot the words of the creditor "the item has been verified".  Appellant Courts have already ruled on this.  The Courts have interpreted this all important clause in the Fair Credit Reporting Act. 

Credit Bureaus DON'T want you to know about this kind of credit report dispute process!

Credit Bureaus don’t have the credit application or any other documents concerning any of your accounts in their files therefore they can’t produce it when you request it from them in writing so the account is classified as "UNVERIFIED" and the Fair Credit Reporting Act specifies that they must DELETE all unverified accounts if you request in writing to have them delete these items.  Whether the account is yours and or is accurate doesn’t matter if you use the credit dispute letters in this package that you can get instant access to today!

How To File a Proper Credit Report Dispute

IMPORTANT:  The credit bureaus will ignore the FCRA & the Court of Appeals decision if you allow them to and they'll continue to act as if they don’t have to verify anything if you let them.

They will tell you that it is the Creditor who is responsible for providing you with the verification document not them.  If you follow the simple step-by-step set of instructions that comes with the “Section 609 Do-It-Yourself Credit Dispute Letter Package”©® you'll know exactly how to deal with them and force them to follow the law set by the Appellant Courts.

The time it takes to get all of your negatives removed varies from person to person. Some people get them removed with the first letter.  That may happen to you but don’t be surprised if their first response to your dispute states,  

“We have reviewed the credit account.  The results are: We verified that this item belongs to you.   If you wish to obtain documentation or written verification concerning  your accounts, please contact your creditors directly.”

 Sometimes they implement scare tactics stating,

"We received a suspicious request regarding your personal credit information.  Suspicious requests are taken seriously and reviewed by security personnel who will report deceptive activity, including copies of letters deemed as suspicious, to law enforcement officials and to state or federal regulatory agencies."

The 'Step-by-Step-Instruction Manual' that you will receive in the “Section 609 Do-It-Yourself Credit Dispute Letter Package”©®   will show you how to deal with their scare tactics.  Their scare tactics are used in an attempt to scare and intimidate you into dropping your dispute so that they don't have to remove any of the disputed items. 

The credit bureaus also use “STALL” tactics as well as these “SCARE” tactics in an attempt to get you to back off from your dispute.  Every time they use one of these tactics another 20-30 days can go by but don’t worry eventually they will remove all of your negative items. 

Whether it takes you one letter or four letters it doesn’t really matter.  Eventually you will find that all of your derogatory negative credit accounts will disappear.  We discuss in our step-by-step set of instructions why for some people it happens quickly and is quite easy but for others it can take many months so to be safe be prepared to go a few rounds of letters. 

The Banking and Credit Reporting Industries Are Scamming You Out of Hundreds of Dollars Each and Every Month of your life!

 Why do the Credit Bureaus tell you it is not their responsibility to verify anything that they report on your credit file even though the Courts have said otherwise?  Because there are Billions of dollars a year at stake here.  Think about it.  

The more negatives on your credit report the lower your credit score is.  The lower your credit score is the higher your monthly payments are on everything you finance and everything you pay for with a credit card.  You will SAVE hundreds of dollars a month (maybe even more than a thousand dollars a month) when your negative credit items are removed because those negative accounts can not be verified by the credit bureaus. 

Both the banking industry and the credit bureaus have given tens of millions of dollars to lobbyists to brainwash the masses into believing that everything shown in your credit file is true and correct and has been verified just because they say it has been verified and therefore you cannot get this verified item removed from your credit report.   You're supposed to take their word for it.

You Need To Know Your “Real” Rights The Courts Have Ruled You Have.

Don’t Let the Bankers & Credit Bureaus

Dictate to You What Your Rights Are

 Most of the general public have no idea what laws are in place to protect them let alone know what’s in these laws and or what they mean.  Well the credit industry and the credit bureaus know this and they take advantage of it by ignoring the law and not only save a great deal of money by not keeping any records or verifying anything they earn hundreds of millions of dollars renting out your credit report to creditors. 

As we pointed out earlier, there is a federal law as well as Appellant Court case law that our “Section 609 Do-It-Yourself Credit Dispute Letter Package”©® is based on, that has a clause in it that stipulates that credit reporting agencies (credit bureaus) are supposed to have proof of verification in their files before they report positive or negative items on your report. 

Credit Bureaus Don’t Verify Anything

 That is a FACTOur simple step-by-step user manual that comes with the “Do-It-Yourself- Credit Dispute Letter Package” reveals how we know that is a proven fact and more importantly why and how you can use that factual piece of information to force the credit bureaus to remove each and every negative credit item from all 3 of your credit reports.  

When You Use Our Credit Dispute Letters You Will be able to Get ALL Negative Items Removed Including: Foreclosures, Short-Sales, Bankruptcy, Charge-offs, Judgments, Late Payments, Repos and Even Enquiries Whether they are Valid or Not.

 If you do a little bit of research you’ll find that there are numerous companies out there including law firms, credit repair and credit restoration companies who are charging people $600, $800 and even thousands of dollars to repair your credit and some of them claiming that they use a patented proprietary section 609 credit repair technique to repair your credit.   The fact is, there is no section 609 patented credit repair technique.  Nobody owns the “right” to challenge the credit bureaus right to report an account on your credit report.   

Not only that, but anybody could figure it out on their own if they did a little research in a law library and were able to decipher through the legalese and case law pertaining to the appropriate federal laws written to protect you. 

You Don’t Have to Spend any Time or Money Trying to Figure it Out

all on Your Own

We've Done It For You!


 More importantly, you no longer have to spend hundreds or thousands of dollars to get it done for you by an attorney or a credit repair company.  You will be able to do it yourself and you’ll be able to accomplish the desired results much quicker than if you paid any of these other companies to do it for you.

Has Negative Credit Stopped You From ...

  • Buying a home
  • Buying a car or getting a LOW rate car loan
  • Getting a low interest loan
  • Getting a credit card 
  • Getting a Job or a Promotion or being able to renew a professional license

Once You Remove Negative Credit

You'll NEVER Be Denied For Any of The Above Again

          YOU can get any type of negative credit removed no matter how bad, how many or how recent it is if you use these letters.  All negatives including Foreclosures, Bankruptcies, Judgments, Late Payments, Charge-Offs, Repos, and Collections.  All of these negative credit items will be GONE permanently if you use our credit dispute letters! We back it up with a 100% Money-Back-Guarantee!

Get Instant Access to the Credit Dispute Letter Package Download Link as soon as your payment is approved.

  Once You Remove Negative Credit Items

They Can Not Be Put Back On Your Report

          Federal LAW states that once the credit bureaus remove negative credit items that they did not have the required 'verifiable proof' for they can not re-report these negative items without the Credit Bureau getting a fine of $1,000 per item for reporting information when the Credit Bureau knows they do not have verifiable documentation … It’s the law.

If You Don't Take Action to REMOVE NEGATIVE CREDIT It Will Cost You Thousands of Extra Dollars a Year

For The Rest Of Your Life!

          If you don't Remove Negative Credit you will be charged more for your car & homeowners insurance premiums.  Negative Credit increases the interest rates you'll be charged for your mortgage which can easily add up to more than 4 or 5 hundred dollars a month.

          Negative Credit increases the interest rates you have to pay on all of your credit cards.  Your car payments could end up being $100-$400 / month more when you have a low credit score.  

          Many people cannot maintain their required security clearance or a professional license if their credit score is too low.  Most 'professional licenses' require that you have and maintain a good credit score.  If you don't you will not be able to renew your license when it comes up for renewal.  If that happens you are out of a job.

          A bad credit score caused by too many negative credit items may also prevent you from getting a job promotion or even from getting hired in the first place. 

          Once all of your negative credit has been removed from your credit reports then you will no longer have to pay HIGH INTEREST RATES for car loans, mortgages and credit cards.  You'll NEVER get turned down for a loan or credit card again for having negative credit. 



 How is that Possible you ask?  Included in the “credit dispute letter package” is instructions on how to use a simple technique that a retired employee of one of the credit bureaus revealed to us that, if used, will almost assure that your letter will get in the hands of the right person at the credit bureau so the item(s) that you want removed get removed immediately.


**IMPORTANT** If you are someone who has already paid somebody $600 or thousands of dollars to prepare credit dispute letters based on the Credit Bureaus "right to report" and the credit bureaus keep rejecting the letters these companies give you to use --- purchasing our “Do-It-Yourself” credit dispute letter package just so you can get your hands on our simple-step-by-step set of instructions --- would be money well spent.    


There is a simple explanation as to why the other company’s letters are not working for you and a simple solution that will solve the problem for you.  You’ll read all about it in our simple “Step-by-Step Set of Instructions in the Do-It-Yourself” credit dispute letter package.


OK, you’re probably thinking to yourself that the cost of this package is going to take a big bite out of my wallet right?  After all, the value of being able to raise your credit score to 740+ and then SAVE HUNDREDS OF DOLLARS A MONTH in lower monthly payments FOR THE REST OF YOUR LIFE has to be worth a lot right?


Don’t worry.  We’ve got you covered if you take action TODAY!  Getting INSTANT access to the Credit Dispute “Do-It-Yourself- Letter Package” is a “No Brainer, Crazy Cheap” *** ONLY $ 47 *** if you purchase it today.  After today’s offer the price of the package will more than double to $137 when we launch this package on Clickbank.

Get Instant Access to the Credit Dispute Letter Package Download Link as soon as your payment is approved.



Your Investment in This

Do-It-Yourself Package Comes With a 365 Day Money Back Guarantee


We are so confident that you will be able to follow the simple step-by-step set of instructions included in the Credit Dispute “Do-it-Yourself Letter Package”©® that you'll send out the proper letters in the proper sequence to the credit bureaus so that the letters, after a delay tactic or two, will eventually get into the hands of the correct person, at all 3 credit bureaus.  That person will then authorize the removal of all of the negative items on your credit report.  If that doesn't happen we will refund the purchase price of the entire package to you if the letters don’t work for you. 


The RISK is all ours.

You’ve got nothing to lose!  So take action NOW!


There are two caveats.  1) Don’t Purchase this Credit Dispute Package if You Are Not Going to Use It.  The money-back guarantee is not available to information collectors.  To qualify for the money back guarantee you MUST provide us with proof that you mailed the letters and since one of our instructions is that you should be sending out the letters certified mail it will be easy for you to provide us with proof that you used the letters if you ask us to honor our money back guarantee.


2) You can not share, give or sell this package to or with anybody else.  It is for your use only.  

When you purchase this package You Are Agreeing NOT To Share This Package With Anybody. 

If you are a loan officer or loan broker you must purchase one of our credit dispute letter packages for each one of your clients.  The Copyright Terms of this credit dispute package does not allow more than one individual to use the contents of the package.

When you click on the "Order Button" you are agreeing to a non Disclosure agreement and agree that you will not disclose any of the instructions revealed in the 'Section 609 Credit Dispute 'Do-It-Yourself Letter Package' ©® to anybody and or share any of the letters included in the package with anybody.  The package is for YOUR eyes and use only.  Failure to adhere to this agreement makes you liable to pay the copyright holder of THE SECTION 609 CREDIT DISPUTE DO-IT-YOURSELF LETTER PACKAGE ONE HUNDRED THOUSAND DOLLARS ($100,000.00 US). If you have a friend or a client who wants to restore their credit score to 740+ then give them the link to this website and let them order the package for themselves.


Get Instant Access to the Credit Dispute Letter Package Download Link as soon as your payment is approved.


         So what are you waiting for?  If you’re still reading here that means that you didn’t click on the order button.  Why?  Why wouldn’t you invest $47 today that will enable you to restore your credit scores to 740+?  This $47 investment will enable you to SAVE HUNDREDS OF DOLLARS each and every month for the rest of your life.


Here’s the order button again.

Get Instant Access to the Credit Dispute Letter Package Download Link as soon as your payment is approved.



If you still have not placed your order than please send us a quick email to: Support at and tell us why you didn’t place your order for this money saving CREDIT DISPUTE “Do-It-Yourself-Package”.  We really would like to know why you didn’t place your order today considering that the $47 special price is a one-time offer only and access to this package at the $47 price goes up to $137 shortly.


If there is something preventing you from placing your order I am sure that we might be able to help you solve the problem that is preventing you from getting your hands on this package of tools that will not only allow you to save hundreds of dollars a month in lower monthly payments for the rest of your life but it will also allow you to qualify for a Zero Interest loan on your next car purchase.   


Don't miss out.  Click on the PayPal button below Before the price goes up to: $137.00 --- Today the 'Section 609 Credit Dispute 'Do-It-Yourself' Letter Package' ©® is Still Available for only $47..


Get Instant Access to the Credit Dispute Letter Package Download Link as soon as your payment is approved.

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